In most federal states in Germany, dog owners are required to take out dog liability insurance (Hundehaftpflicht). This insurance covers the costs of damage caused by your pet.
Examples of such damage could be: A small fight in a dog field causes damage to equipment. Your dog bites another person’s property. Your dog breaks free from its lead, runs into the road and causes a traffic accident.
Unlike for small animals, dog owners in Germany are liable with all their assets for personal injury, property damage and financial losses. It is therefore advisable to take out such insurance.
Dog liability insurance starts at €2.89/month. You will find further information on this topic here: https://www.verivox.de/tierhalterhaftpflicht/hundehaftpflicht/